From the side of the Atlantic mainly associated with HMOs, would you regard the British NHSs as HMOs? Midgley 22:49, 13 May 2006 (UTC)
eg in California, the department of managed health care. http://www.dmhc.ca.gov/library/reports/ I'm not in a position to write it. Midgley 15:24, 20 May 2006 (UTC)
This article has been gutted of numerous sections since August - I don't understand it. I'm doing a LONG revert because the article was much higher quality at that time, if anyone wants to sort out the *POSITIVE* changes made since then, go ahead. 160.253.0.7 22:17, 7 February 2007 (UTC) -cost 2500$
Insurance companies have great incentives to deny care to their insured. They also have great incentives to deny payment to healthcare providers.
HMOs sought to manage care rather than manage the costs of treating sickness. HMOs sought to prevent sickness and thereby prevent the need for costly healthcare.
Further HMOs were not-for-profit and thus were commited to serving the community, often serving the poor via welfare programs at costs equal to or lower than corporate workers in group plans. As a result, HMOs often ended up with the most expensive to care for patients, patients with cronic conditions requiring active management.